Privacy Policy

All Information shared or disclosed by you while accessing, downloading or using the website or app shall be governed by our privacy policy, which forms part of these terms and is provided here.

Third Party Links

1. The app or the website may contain third-party links to websites, images, photos, content, and advertisements, that are not managed or controlled by us. We do not endorse or take any responsibility or liability, either directly or indirectly, in relation to your use or access to content, advertising, goods or services, or information made available on such third-party links. 
2. We recommend that You carefully read and understand the terms of use and privacy policies of these third-party websites/apps and the goods/services they offer.

Automatic Renewal of Payment

Upon the end of the initial period of use and/or the demo, your subscription will automatically renew on a monthly basis at the price determined by us, unless you either cancel your payment option on the website or provide us with notice (via operations@paci.ai) at least: (a) seven (7) days before monthly or quarterly subscriptions expire, or (b) thirty (30) days before annual subscriptions expire. If we increase subscription fees upon renewal, we will provide you with thirty (30) days’ advance notice to the email address associated with your account. If you do not terminate your subscription within the specified notice period, you agree to pay the increased subscription fee.

Payment Processing and Security

Paci.ai uses stripe for processing all payments. Payment becomes due immediately once an invoice is sent. If the invoice is not paid by the due date, paci.ai will automatically deduct the payment. For your security, paci.ai does not store any payment-related details on its native platform. All payment information is protected and securely managed by stripe.

Disclaimer of Warranties 

1. The content on the website or the app, including services offered therein is provided on an “as is” and “as available” basis, and the company neither assumes any responsibility nor provides any representations or warranties of any kind, including but not limited to, implied warranties of non-infringement, quality, security, fitness for a particular purpose, accuracy, compatibility, timeliness, deletion, miss-delivery or failure to store any user information, communications, personalization settings. 
2. Some of the services offered under the website or the app relate to information pertaining to the user’s finances. The user acknowledges that the information or notifications provided is for information purposes only. The services, including the information or notifications provided on the app website is not meant to substitute any financial advice. The user agrees to indemnify the company against all claims that may arise as a result of the user’s actions resulting from the user’s use of the information and the services on the app or website.
3. It is hereby expressly clarified that, we make no representations or warranties, assurances or guarantees, whether express or implied, with respect to quality, accuracy or professional qualifications or expertise in relation to the services offered to you or other information provided to you on the app or the website. In no event shall we be responsible to you or anyone else for your decision or actions by relying on such information.
4. We do not assume any responsibility or liability in relation to any inaccuracy in data or information recorded by the scanners or other products used by us to offer the services in the app or website. 
5. The company does not guarantee to prevent unauthorized access if you lose your login credentials or the account is otherwise compromised.
6. Your use of the app or website is at your sole risk, and we do not assume any responsibility for any damage to your systems, devices, networks, or loss of data or content that results from the download or use or registration of the app or the use of the website. 
7. You acknowledge and accept the usual risks that may arise while using the internet. We do not assume any liability caused to you due to the loss or damage resulting from your access or use of the app or website which may have been infected with malwares or viruses or which may have been maliciously corrupted. 
8. We do not recommend or endorse the information or content found in any services and hence disclaim any liability with regard to the services offered herein. You agree to waive any claims or disputes against us in relation to any claims or disputes that arise during your use of the services, and to the extent that such waiver is not applicable, you agree to release all claims against us relating to the same.
9. We take no liability or responsibility in relation to any injuries, losses, damage, expenses incurred by users as a result of any disclosure made by us while offering the services, where the user has expressly or implicitly consented to the same, by agreeing to avail the services and by accepting the said terms read along with the privacy policy. 
10. We disclaim all warranties, whether express or implied, specifically, we make no warranty that (i) this app or website or the services therein will meet your requirements, (ii) the accuracy or correctness of your Information or other users on the Website or app; (iii) the quality of the services, including the information or notifications provided to the user would meet their expectations of the user; (iv) any content posted, uploaded, shared, transmitted, or received by or on behalf of any user or other person on or through the website (v) any user access will be uninterrupted, timely, secure or error-free; (vi) any errors or bugs or otherwise undesirable behaviour in the app website will be corrected; (vii) that the app website is compatible with all networks or devices, (viii) any unauthorized access to or alteration of your transmissions or data (ix) security and privacy of your personal data and content, (x) to provide any updates or upgrades to the website App and (xi) any other matter relating to the app/website or the service. 
11. You are solely responsible for the information or content you choose to provide and submit on the app or the website. We disclaim all responsibility with respect to any such information or content provided to us. You hereby represent and warrant that you are fully entitled under law to upload the information or content uploaded by you as part of your profile or otherwise while using the services, and no such content breaches any third-party rights, including intellectual property rights or the right to privacy. We do not take any responsibility for any information or content. Upon becoming aware of a breach of the foregoing representation, we may modify or delete parts of your profile information at our discretion with or without notice.

Limitation of Liability 

The company shall not be liable for any direct, indirect, special, consequential, incidental, or exemplary damages, including but not limited to, damages for loss of profits, data, goodwill, use, or other intangible losses, that results from your use or inability to use the website or, app or the services offered therein. Furthermore, you are responsible to comply with your local, national or international laws while using the service and we are not responsible for your breach of the laws that are applicable to you if you use the services in a manner that is unintended by us.

Indemnity 

You agree to indemnify, defend and hold harmless the company, its subsidiaries and affiliates and their employees, representatives, partners, officers and agents, from any and all third-party claims, damages, costs, losses, and liabilities, including reasonable attorneys’ fees, arising out of or in any way connected with:

1. Your use of the website and services; 
2. Your breach or alleged breach of these terms of use or any applicable laws or regulations;
3. Your violation of any third-party rights, including intellectual property rights, privacy rights, or publicity rights; 
4. Any information/content you upload, post, or transmit through the website or services; or 
5. Any misrepresentation made by you in connection with your use of the Website or the services therein.

We shall indemnify, hold harmless, and at Your option, defend you, your affiliates and your officers, directors, employees and agents from and against losses resulting from any third-party claims, suits, proceedings, actions or demands arising from our material breach of this agreement.

Survival: Your obligations under this indemnification section shall survive the termination of these terms of use and your use of the services. 

Due to your acts or omissions, including claims arising out of your breach or violation of the terms or applicable laws. 

Changes to the Terms 

1. From time to time, we may change, modify, or add to the terms or the services that we offer therein, without prior notice to you. You are required to occasionally revisit the terms and update yourself accordingly. By continuing to use the App, Website or the services therein, you agree to be bound by the amended terms.
2. We may, at our sole discretion, suspend the operation of the App, Website, wholly or in parts, at any time, without any prior notice.
3. While the App and website is currently available for free, the Services’ terms of use may be amended such that the services or the access to use the App or Website may be subject to certain charges. 
4. We reserve the right, at any time, to limit the availability of the services through the App or Website or any other features therein to any geographic area or jurisdiction without any prior notice.

Miscellaneous 

1. The Terms and the interpretation of these terms are governed by and construed in accordance with the laws of, UAE. We retain all rights to bring any proceedings against you for the breach of these terms in your country of residence or in any other relevant country or jurisdiction.
2. Any dispute connected with the formation, performance, interpretation, nullification, termination or invalidation of these terms or arising there from or related thereto in any manner whatsoever shall be referred to arbitration in accordance with the provisions set forth in the Rules of Commercial Conciliation and Arbitration of the Dubai Chamber of Commerce & Industry. 
3. You understand that no agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship has been created between You and us or with any user or other person or entity. 
4. In case any one or more of the provisions contained in the terms shall, for any reason, be held to be unenforceable, invalid or illegal, in any respect, such invalidity, illegality or unenforceability shall not affect the other provisions of these terms, and the terms shall be construed as if such invalid, illegal or unenforceable provision had never been contained herein.
5. No waiver by us of any breach or default by you hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. No waiver will be of any force or effect unless made in writing. 

Contact Information

If the user has any queries concerning the app, website, the services, or these terms, you may contact us at operations@paci.ai